Learn to recognize them and do not fall into their clutches.<\/p>\n
We know that there are currently many types of financial fraud, but to make things a little easier for you, we will give you all the details about it.
\nSo take note of each of the types of financial frauds that exist, do not expose your money to the terror they represent and learn to identify the modus operandi of each one of them.<\/p>\n
You should know that financial frauds are actions that a person performs in order to obtain a personal benefit at the expense of damaging the economy of another. Most fraudsters seek to obtain your information for illicit financial gain.<\/p>\n
Now that you know how important it is to identify and always be alert to financial frauds, we invite you to know which frauds exist. For a better understanding, we divide them into person-to-person frauds, cyber or internet frauds, telephone frauds and card frauds.<\/p>\n
Express loans<\/strong>scams: are scams in which false companies pretending to be credit managers offer loans with minimum requirements and even without consulting your credit history, and with interest rates below those offered.<\/p>\n They usually ask for a deposit in advance, arguing that they are application fees and origination fees. Once you make the deposit, the company informs you some time later that the loan was not approved, but they do not return your money and disappear.<\/p>\n Pyramids<\/strong>are savings chains that offer high earnings, there are several types, and they also make extensive use of social networks to reach more people.<\/p>\n Informal savings<\/strong>The well-known tandas can be a means for a fraud to take place. The person who administers the tanda, can leave you without money at any time.<\/p>\n Trashing<\/strong>The \"scavenger hunt\" consists of looking for valuable information in the trash, such as account statements, copies of official IDs or other documents containing important data, with which a fraud can be carried out, for example, to steal your identity and\/or carry out bank transactions in your name.<\/p>\n Check alteration<\/strong>A person approaches you when you are in line at the bank and offers to cash your check so you won't waste time waiting in line. Once the delinquent has the check, he withdraws and proceeds to alter some of its parts such as: change the name of the bearer, increase the amount to be cashed and endorse it in his name.<\/p>\n Card carving<\/strong>This type of fraud is carried out in ATMs, and they operate in groups. They alter the slot where you insert the card so that you see that the ATM is failing, a person who is part of this criminal group, offers you help to clean your card and takes advantage of that moment to change it.<\/p>\n A second accomplice watches as you type in your PIN when you try to withdraw money for the second time and waits for you to withdraw before inserting your real card and withdrawing your money.<\/p>\n Home extortion<\/strong>The criminals come to your home and pretend to be employees of a Bank to get your data, generally convincing you that your accounts are registering irregular charges or that they are going to erase your credit history.<\/p>\n Junk mail<\/strong>SPAM: also known as SPAM, this is a message sent to several recipients, usually unsolicited, for advertising or commercial purposes. The information in the email invites you to visit a page or download a file that steals information from your device.<\/p>\n Smishing<\/strong>In this type of fraud, SMS messages are sent to your cell phone in order to get you to visit a fraudulent website. This in order to obtain your banking information to make transactions on your behalf.<\/p>\n Phishing<\/strong>also known as identity theft, here the fraudster pretends to be a financial institution, so that by sending you a message indicating an error in your bank account, you enter your data and thus obtain your confidential information.<\/p>\n Pharming<\/strong>consists of redirecting you to a fake website via pop-up windows to steal your information.<\/p>\n E-commerce fraud<\/strong>In this fraud they steal your personal data, bank details and passwords through fake online store pages.<\/p>\n Vishing<\/strong>In this fraud, criminals pretend to be employees of an institution to obtain your personal and banking information. They convince you by telling you that your accounts are registering irregular charges or that they require some information.<\/p>\n Card cloning with skimmer<\/strong>The card is a small device that is placed in the slot where the magnetic stripe of your card slides in order to clone your banking data.<\/p>\n Now, if by bad luck you have already fallen into some kind of fraud and you don't know what to do, here is a brief guide of the steps to follow:<\/p>\nCyber fraud (internet)<\/h2>\n
Fraud by telephone<\/h2>\n
Card fraud<\/h2>\n
I was a victim of fraud... what do I do now?<\/h2>\n